Important Disclaimer

Past performance does not guarantee future results.

Financial planning involves consideration of various risk factors. Market conditions may impact outcomes.

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as professional financial advice tailored to your specific circumstances.

This disclaimer governs your use of our website and outlines the limitations of our liability regarding the information and services provided.

Information Accuracy and Currency

While we strive to ensure all information is accurate and current, we cannot guarantee the completeness or reliability of all content presented on this website.

  • • Information may become outdated due to changing regulations
  • • Market conditions fluctuate and may affect relevance
  • • Third-party data sources may contain inaccuracies
  • • Technical updates may temporarily affect content display

Limitation of Liability

Our liability is limited to the extent permitted by Australian law, and we disclaim responsibility for certain types of damages and losses.

Liability Exclusions

We shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or website.

Professional Advice Limitation

The content provided does not constitute professional financial advice and should not replace consultation with qualified financial professionals.

  • • Always consult licensed professionals for specific financial decisions
  • • Our services complement but do not replace professional advice
  • • Individual circumstances require personalized assessment

Financial Planning Disclaimer

Financial planning discussions and consultations do not guarantee specific outcomes or financial results. All financial decisions carry inherent risks.

Investment Risk Notice

Any discussion of financial markets or planning strategies involves risk, including potential loss of principal. Market values may fluctuate significantly.

Results and Outcomes

Individual results may vary based on personal circumstances, market conditions, and adherence to planning recommendations.

Success in financial planning depends on numerous factors beyond our control, including economic conditions, personal discipline, and market performance.

External Links and Third-Party Content

Our website may contain links to third-party websites or resources that are not under our control or responsibility.

We are not responsible for the content, accuracy, or practices of external websites and do not endorse their services or products.

User Indemnification

Users agree to indemnify and hold harmless dravyonqueli and its affiliates from any claims, damages, or expenses arising from their use of our services or violation of these terms.

Governing Law and Jurisdiction

This disclaimer and your use of our services are governed by Australian law, specifically the laws of Australia.

Legal Notice for Different Jurisdictions

Users from different jurisdictions should be aware that local laws may affect the applicability of certain terms.

  • • Australian Consumer Law provides certain protections that cannot be excluded
  • • International users should consult local legal requirements
  • • Dispute resolution follows Australian legal procedures

Severability Clause

If any provision of this disclaimer is found to be unenforceable, the remaining provisions shall continue in full force and effect.

Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be posted on this page with an updated revision date.

Contact Information for Disclaimer Inquiries

For questions about this disclaimer or our liability limitations, please contact us using the information provided below.

dravyonqueli

Level 12, 85 Castlereagh Street, Sydney NSW 2000, Australia

Email: contact@dravyonqueli.com

Phone: +61 166-290-054

Last Updated: Last Updated:

Last Updated: Last Updated

Last Updated: August 26, 2025

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by this disclaimer.